Tip submitted by: Matt, San Diego, CA
Place todays date in cell A1, press Ctrl+;
Example: 3/9/2005
Place a dollar amount in cell A2: 500.00
Copy the formula into cell A3:
=FLOOR(A2/(DAY(DATE(YEAR(A1),MONTH(A1)+1,1)-1)-DAY(A1)+1),0.05)
The formula finds the actual Month from the Date inserted into cell A1 and determinds how many
days are in that month for that year, than subtracts todays date (9th in the example above),
giving days remaining in the month including today,
(if you don't want to include today than remove the +1 near the end of the formula).
From there it divides the budget money amount in A2 and rounds it down to the lowest nickel,
Result: Money to spend per day till the end of the month = $21.70
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